CLIENT RELATIONSHIP & SERVICE 5 tax strategies advisors can share with clients now

Tax planning is shifting from a once‑a‑year compliance exercise to a year‑round, strategic discipline that can materially improve after‑tax outcomes. As key provisions of the One Big Beautiful Bill Act take effect, advisors must navigate a revived AMT risk for upper‑income clients, only temporary relief from the SALT cap, and new opportunities in Roth strategies, HSAs and small business incentives such as permanent QBI deductions and enhanced QSBS rules. At the same time, charitable giving becomes more complex with new deduction floors and reduced value for top‑bracket donors, increasing the importance of timing and vehicle selection.

The real opportunity lies in coordinating these moving parts over multiple years rather than reacting at filing time. Advisors who “quarterback” tax professionals and integrate tax rules into investment and estate decisions can deepen relationships while helping clients keep more of what they earn.