Crypto 101: An Introduction to Digital Assets

Digital assets are an emerging asset class built on blockchain technology, which offers transparency, security, and a shared record of ownership.

Investor interest has grown as institutions gain better access through improved custody, trading infrastructure, and clearer regulation in some markets. Bitcoin remains the best-known store-of-value asset, while Ethereum and Solana highlight how programmable networks can support smart contracts and faster applications.

The opportunity lies in long-term adoption and portfolio diversification potential, but the risks remain significant because prices can be highly volatile and sensitive to regulation, technology shifts, fraud, and market sentiment. For investors, digital assets may fit only as a modest allocation within a broader plan that reflects risk tolerance, liquidity needs, and time horizon.